Improved E-Banking System With Advanced Encryption Standards And Security Models
Journal: International Journal of Scientific & Technology Research (Vol.5, No. 10)Publication Date: 2016-10-15
Authors : Sharaaf N. A.; Haamid M.N.; Samarawickrama S.S.; Gunawardhane C.N.; Kuragala K.R.S.C.B; Dhishan Dhammearatchi;
Page : 22-27
Keywords : E-banking; Phishing; Fractal image; Biometric Scans; Encryption; Finger Prints; Server Side;
Abstract
Emerging new Technologies and large scale businesses have made this world a global village. Many business organizations provide online services targeting global consumer bases. Transaction in international scale has been enabled by banks all around the world through E-banking in order to supply the needs of above business organizations. E-banking serves lots of benefits to both customers of banks and banks itself. It adds value to customers satisfaction with better service quality and enables banks to gain a competitive advantage over other competitors. Online banking need to possess high level security in order to provide safe consistent and robust online environment which guarantees secure data transmission and identity of both bank and customer. Lack of security may lead to less trust or hard to trust attitude towards online banking. Although customers are attracted by online banking convenience they seem largely in concern about identity theft and phishing. Analysis of many research papers on e-banking security models and their respective advantages and disadvantages have been discussed in literature review. Username password E-banking dongles fractal images biometric scans and advanced encryption standards are some of the suggested solutions for E-banking security. This study focuses on the security beyond above mechanisms. This paper ensures security of online banking at three levels. At client side using internet dongle integrated with finger print scanning technology at banking sever side and data transmission level. This model also includes username password and advanced encryption for further security. Complete description on the model has been discussed in methodology section. Future works on this topic and Conclusion are covered in separate sections.
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