Rational Credit Support of Investment Projects of Agricultural Enterprises of Ukraine

The article is devoted to the development of model of rational credit support of investment projects of agricultural projects with consideration of changes in the structure of banking financing. Theoretical and methodological foundations for credit support of investment projects in the agricultural sector are considered. Initial positions of credit relations that underpin the theory and practice of rational credit process and also technology of credit granting and repayment were defined. Components of rational credit support of investment projects of agricultural enterprises are identified. It is proved that the system of credit and investment cooperation when interacting with guarantee companies provides banks with reinsurance of risks of default debt with the loss of a stable level of financial potential of agricultural enterprises. Model of rational credit is suggested for agricultural enterprises with consideration of changes of structure of banking financing. Differentiated approach of rational crediting for certain borrower is used which provides for profitability of bank credit operations provided that the program of financing of investment projects in agriculture is implemented effectively.