THE SYSTEM OF COMPULSORY MEDICAL INSURANCE AND VOLUNTARY MEDICAL INSURANCE IN RUSSIA: STATUS, DEVELOPMENT, PROBLEMS AND PROSPECTS

The article analyzes the existing health insurance system of Russia and the leading countries of the world. Shows the advantages and disadvantages of budget-insurance model of compulsory medical insurance (OMS). Identified current problems of financing the health care system. Analyzes the current regulatory framework, particularly the interaction between subjects of medical insurance. The assessment of quantitative characteristics of insurance premiums for OMS за2014–2015, the estimated capacity of the market of voluntary medical insurance (VMI) and paid medical services. Identified problems of interaction of subjects of insurance business in the Russian regions.