A STUDY ON POLICY - HOLDERS SATISFACTION OF LIFE INSURANCE CORPORATION OF INDIA AT SIRKALI TOWN
Journal: International Journal of Management (IJM) (Vol.7, No. 2)Publication Date: 2016-02-24
Authors : R. KHADER MOHIDEEN; K. SEKAR;
Page : 730-734
Keywords : Life Policy; Financial Security; Disability; Financial Provision.;
Abstract
Life insurance has become one of the necessities of human life. It offers financial security to the policyholder and/or his/her dependents in the event of his premature death or untoward disablement arising out of accidents. As death of the bread earner creates severe financial problem for the dependents and as the permanent physical or mental disablement also create even more severe financial problems for them adequate financial provision in the form of different life policies is essential. One life policy may not be suitable for all individuals therefore out of different life insurance policies an individual takes out a suitable combination of policies depending up on his financial and family needs. Number of dependents in the family is one of the important factors in buying decision about the number and types of life policies. The present research has made an attempt to assess the relationship between types of policy holding and defendants. The research revealed that whole life and endowment policies are more favoured by the samples with zero dependents, with one defendant, with two defendants and with four dependents.
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