AN ANALYSIS INTO FUNDING OF CROP LOAN SCHEMES BY DCC BANK IN PUNE

Agriculture has been the mainstay of India's economy. More than 60% of Indian population depends upon agriculture for their livelihood. Agriculture is a way of life, a tradition and will continue to be central to all the strategies for socio-economic development of the country. Rapid growth of agriculture will not only ensure continued food security but also aid growth in industry and GDP. To sustain the growth in agriculture, credit plays a crucial role. The quantum of agriculture credit provided by the banking system increased from year to year. The cooperative sector has played a key role in the economy of the country and always recognized as an integral part of our national economy. The cooperative banks have more reach to the rural India, through their huge network of credit societies in the institutional credit structure. This paper examines the concerns and issues in agricultural funding in Pune District. It analyses the awareness and usage of agricultural credit by Marginal and small farmers in Pune district. The analysis states that the demand and supply of agriculture credit continues to be insufficient.