EXECUTION OF BAD CREDIT BASED ON DEED OF AKNOWLEDGEMENT OF DEBT AND DEED OF SALE (A CASE STUDY IN A BANK IN BEKASI, INDONESIA)

This research explores the execution of bad credit guarantee based on the deed of sale and deed of acknowledgement of debt.The case study was conducted at a bank in Bekasi, Indonesia. The collateral elements studied arecollateralas an additional guarantee andcollateral submitted by the debtor to the bank in which the purpose of collecting collateral is to obtain credit or financing facilities. The method used in the researchis Juridical Normative. The juridical approach is literature research approach by studying literature materials to conduct specifications, analyze data, and approach normatively because it relates to the rules of law. By conducting field research, data are collected and analyzed. The establishment of notarizeddeed of sale notifies legal protection for the parties.Considering that anotaryis a public official authorized to make an authentic deed and provide legal advice, the notarized deed of sale can provide equal legal protection for the parties. The results of the research indicate that the execution of bad credit guarantee is not regulated in the land rights guarantee institution, that cause the execution is not easy, does not meet the specialityandand publicity principles.