ASSESSING ON THE LEVEL OF FINANCIAL INCLUSION AMONG THE SCHEDULED TRIBES TOWARDS BANKING SERVICES PROGRAMS

Financial inclusion provides access to useful and affordable financial products and services for individuals and businesses that meet their needs and are delivered responsibly and sustainably. Financial inclusion is defined as the availability and equality of opportunities to access financial services. Financial services are economic servicesofferedby the finance industry, spanninga broad range of businesses managing money, including credit unions, banks, creditcard companies, insurance companies, accountancy firms, consumer-financefirms, stock brokerages, individualinvestment funds. The tribes are made up of families or communities in a social division of a traditional society linked by social, economic, religious, or blood ties, with a common culture and dialect, typically witha recognized leader.In this study,the financial inclusion and banking services among the scheduled tribes in the Wayanad district of Kerala are demonstrated.