Enchanced Security ATM Transaction Using Iris, Fingerprint, OTP Authentication

ATMs, they're a valuable extension of financial institution, and are viewed by customers as an essential part of consumer banking. Always available, always ready to provide a variety of transactions. Criminal acts against ATMs and their customers have always been a top concern. Additional surveillance cameras, electronic locks and other physical controls have been added to make the ATM a secure place for banking transactions. Over the past few years, criminals use skimming of device that captures the magnetic stripe and keypad information from ATM machines, gas pumps and retail and restaurant checkout devices. They are easily accessible skimming technology available off the Internet. This technology tool are hard to spot. Thus to overcome this attack we use the concept of biometric system. The accuracy of biometrics in identification is increasing its usage extensively. The method proposed in this paper focuses on how the money transaction in an ATM machine will be secured by providing personal identification, by analyzing biometrics like fingerprints and iris patterns which are known for their steadiness and diversity. Use of biometrics provides a paperless banking environment along with the smart ATM access. In this system the samples of the fingerprint and iris along with the registered mobile number of the customer needs to be collected and saved in the database by the banker .The actual operation of the system begins when the customer accesses the ATM to make a money transaction. The fingerprint or iris samples will be captured and matched. The system will distinguish between the real legitimate trait and fake self manufactured synthetic or reconstructed samples by comparing it with the samples saved in the database during enrollment. After finding valid samples the system generates a 6 digit code which is received by the customer on his/her registered mobile number. Citation: Melinda Don Seemanthy, Aleena Mary Varghese, Rakesh T K, Aravind Menon, Sebin Jose. "Enchanced Security ATM Transaction Using Iris, Fingerprint, OTP Authentication." Global Research and Development Journal For Engineering [ERTEE' 19], Adishankara Institute of Engineering and Technology, kalady, Kerala KTU(Kerala Technological University), (March 2019) : pp. 280 - 287.