DIGITALIZATION IN THE RUSSIAN ECONOMY: ADVANTAGES AND THREATS

The urgency of digital transformation, both in business and in entire sectors of the economy, is creating a growing interest in the challenges and threats, risks and benefits that are possible within the digital economy. In the coming years, all areas of state activity, and markets will be refocused in accordance with the requirements of new digital economic models. The large-scale transition to the "digital" cannot be stopped because it is valuable for the consumer, profitable for business, and significant for the government. The value of digital solutions is growing and the price of obtaining them is declining. Digitalization is beginning to go far beyond changes in technology itself - it is becoming a macroeconomic and political factor. The article examines the current state of Russia's digital economy and the financing of the program of digitization of the economy. The country's rating is analyzed in accordance with the indices adopted in the international community, which measure how well the Russian economy uses digital technologies to improve competitiveness and well-being, as well as estimate factors influencing the development of the digital economy. The significant lag in the development of Russia's digital economy from world leaders is due to gaps in the regulatory framework for digitalization and a poorly maintained environment for doing business and innovation and, as a result, low levels of digital applications.