Effect of Security and Risk Perception in Using Internet Banking Using Linear Regression Method

Along with the development of Internet technology in Indonesia, banking services are conducted through the Internet was growing. Internet banking is one of the technologies in conducting banking transactions offered to customers. This study aimed to determine the effect of the safety factor and the risk in using internet banking. The method used in this research is by using a linear regression model of TAM (Technology Acceptance Model). Data was collected by using a questionnaire. This study shows that simultaneous security and risk variables significantly influence customers' interest in using internet banking.