Modern administrative costs’ management practice in banks

The investigation of modern administrative costs management practices is conducted by the example of banks of Ukraine, Spain and North America. Modern methods of administrative costs management by the example of the banks of Ukraine (by questionnaire) and Spain are analyzed. Comparison of administrative costs optimization methods used by banks in Ukraine and other countries is performed. The consistent pattern of administrative costs allocation methods depending upon the bank's assets is identified. Points of proactive banks' administrative expenses optimization are defined, the ways of improving costs management efficiency of banks are offered. As the result of this paper the technique of adminisnrative costs allocation could be reviewed both by foreign and domestic banks, as well as proactive costs optimization methods practically applied.