The Impact of Financial Literacy on Investment Decisions Between Saving and Credit: Studies on Sharia Bank Customers in the Special Region of Yogyakarta
Journal: Journal of Economics and Business (Vol.3, No. 4)Publication Date: 2020-12-30
Authors : R. Heru Kristanto HC R. Hendry Gusaptono;
Page : 1456-1463
Keywords : Financial Knowledge; Financial Behavior; Financial Awareness and Financial Attitude;
Abstract
Investment decision-making will involve cognitive, psychological, social and behavioral aspects. Financial literacy includes financial knowledge, financial behavior, financial awareness and financial attitudes. This study aims to analyze the impact of financial literacy on investment decisions of Sharia Bank customers. The sampling technique uses random sampling on Sharia Bank customers in the Special Region of Yogyakarta, Indonesia. Data analysis using multiple regression. The results reveal that 1) Financial knowledge has a positive effect on investment decisions. 2) Financial behavior has a positive effect on investment decisions. 3) Financial awareness has a positive effect on investment decisions. 4) Financial attitudes has a positive effect on investment decisions.
Other Latest Articles
- Applying Simplifying Heuristics when Making Judgment under Uncertainty – A Field Study
- Becoming Incomplete House: the Environmental Implication of the Traditional Balinese House Transformation in Tourism Area
- EXPERIMENTAL STUDIES OF QUALITY INDICATORS OF THE TRANSPORT CLEANING SYSTEM
- INFLUENCE OF BIOLOGICS ON WATER CONSUMPTION OF WINTER BARLEY AND SUNFLOWER IN CONDITIONS OF UKRAINIAN SOUTHERN STEPPE
- USING MICRONUTRIENT IN CLIMATE CHANGE
Last modified: 2020-11-14 17:55:04