Problems of corporate lending development at Sberbank

The negative trends are the decrease in the share of corporate loans in the total loan portfolio of Sberbank; reducing the volume of specialized (project) lending; the prevalence of short-term corporate lending as a result of the unstable state of the country's economy and the high degree of risk of credit transactions; growth of overdue debt; the presence of impaired loans with a risk level of "default asset"; insufficient efficiency of the currently used assessment of the creditworthiness of legal entities. These problems predetermine the need for accelerated adoption of measures aimed at eliminating them.