SYNERGY OF BANKS’ AMALGAMATION AND LOANING BY SMALL AGRO-BASED FIRMS: EVIDENCE FROM NIGERIA

The synergy of banks' amalgamation and the loaning practices of small agrobased firms were investigated. Facts were drawn together by cross segmental explorative schemes and were evaluated by the regression technique. The evaluation revealed that banks' pre-fused and post- fused bonds were absolutely connected to small agro-based firms loaning. Hence, the studied banks have both fixed and vibrant implications on small agro-based firms loaning. For these reasons, owners and managers of small agro-based firms should take the suggestions of this exploration into consideration when making decisions on loaning facilities from amalgamated banks