The Relationship Between the Credit Risk Management and Profitability in Salam Somali Bank
Journal: International Journal of Science and Research (IJSR) (Vol.8, No. 1)Publication Date: 2019-01-05
Authors : Liban Abdi Sheikh Mohamed;
Page : 1147-1149
Keywords : Risk identification; Risk reduction; Risk monitoring; Competitive position of bank; Market based banking; Short term problems;
Abstract
The main objective of this study is To find out the importance of knowledge credit risk management and profitability; the sample size of this study was 100 The Main purpose of this study is to investigate the relationship between risk management and profitability in Mogadishu Somalia. The objective of this study was To find out the role of job satisfaction respondents, including officers and staffs also profitability the type of the study was sampled-random sampling. The study also used through descriptive research design and questionnaires as the main instrument for collecting data. The questionnaire consisted of structured with closed End questions. Data was analyzed by assessing the frequency of respondents per question. Tabulated frequencies analysis was made using Statistical Package for social science SPSS version 20 to present the data analyses. The researcher finally found there is a relationship between risk management and profitability in objective one the researcher found that there is a positive relationship between Role of risk management and profitability which is 3.23. the the Mean range is good; in objective two the researcher found that there is a positive relationship between risk management and profitability which is 3.08. the Mean range is good; finally the researcher found the result indicated that there is weak positive correlation as indicated r. Value 0.980 this result mean, if the relationship credit risk management increases the Profitability increase and researcher recommend In order to increase Profitability we should create a lot of credit risk management relationship; To manage flows between and among stages in a credit risk management relationship to minimize total cost; Relationship credit risk managements primary factor that is necessary to Organization
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