A Stitch in Time Saves Nine-Indemnity Insurance in Time Saves Fine: A Questionnaire based Study in a Dental Institute

Context: Dental professionals must always provide the best possible dental care services to their patients. In the process of doing so, even for the most skilled, it is not uncommon to err. The term indemnity means reimbursement or to compensate. The principle of indemnity is strictly observed in liability insurances. These insurances are designed to provide the insured person protection against the financial consequences of legal liability. Aim: To evaluate the amount of awareness about dental indemnity insurance in dental professionals, interns and post graduate (PG) students Settings and design: A cross-sectional survey was conducted amongst interns, post-graduate students and teaching staff of Sinhgad Dental College& Hospital, Pune. Materials and methods: Census sampling was done.196 participants were evaluated with a structured, closed-ended, self-administered questionnaire. Statistical analysis: SPSS software (version 21) was used for data analysis. One-sample Chi-Square test and Binomial tests were applied (P greater than 0.05. ) MS Excel was used to calculate percentages for the obtained responses. Results and conclusion: 58.33 % MDS staff, 48.53 % BDS staff, 47.35 % PG students and 37.31 % interns were aware about dental indemnity insurance. There is a need to increase the level of awareness regarding dental indemnity insurance to financially safeguard the dental healthcare providers