Construction of Green Credit System for Commercial Banks

With the rapid development of economy and the expansion of industry, the environmental pollution and ecological deterioration have become increasingly prominent, and the green economy has become the trend of international development. Green credit, as an important financial tool of green economic development, aims to persist in the sustainable development of economy and environment in the field of financial activities. Although Chinas commercial banks have achieved some success in developing green credit, there are still many difficulties and difficulties in practice. This paper expounds the practice and difficulties of developing green credit by commercial banks in china, and analyzes the reasons why green credit is difficult to implement from the point of view of game theory. Finally, some suggestions are put forward to provide reference for the healthy development and effective operation of green credit business.