Practices on Financial Literacy of Teachers in the Schools Division Office of Cabanatuan City

This research looked at the financial literacy practices of teachers at Cabanatuan City's Schools Division Office in Nueva Ecija, Philippines. The research is descriptive in nature. A survey questionnaire was employed to collect data, and convenience sampling was used to select the 100 teachers who responded. Frequency count, percentage, and weighted mean were used to treat and analyze the data. The study revealed that teachers were aware of the necessity of saving money, whether for short- or long-term goals, and they invested in life insurance. They've been exercising the necessity of keeping track of their costs with a monthly household budget. They borrowed or loaned money not because they wanted to, but because of unexpected or unforeseen occurrences in their lives, such as personal or family emergencies, natural disasters, economic downturns, and other unexpected circumstances that necessitate financial needs.