THE RATING AGENCIES, THE BAROMETER OF THE COMPANY’S RISK LEVEL

The main target of our research is to present the important rule of the rating agencies in the risk management process, despite the historical presence since 1837, the credibility of the rating agencies data is started in 2000, and we can explain that by the apparition of a new logic in the financial markets as well as the data broadcaster and the internet based market. In our research we will present the working mechanisms of the rating agencies, the importance and limitations of those institutions and their impact on the financial life, this research will try to present some special rating process as well as the Islamic financial Agencies methods, and last but not least we will describe the mechanisms of rating adopted by moody's.