ROLE OF SHGs IN FINANCIAL INCLUSION OF WOMEN OF AHMEDABAD

Financial inclusion has been a top aim for the Indian government since the Twelfth Five-Year Plan was implemented (2012-17). This means that everyone in society, especially those who have been marginalised or disadvantaged, has access to financial services such basic savings bank accounts, credit facilities, and insurance at a fair cost. Financial inclusion The central and state governments have launched several initiatives to promote financial inclusion, including the Pradhan Mantri Jan Dhan Yojana, the Business Correspondent and Business Facilitator Model, Branchless Banking and Kisan Credit Card, the Pradhan Mantri Jeevan Jyoti Bima Yojana, the Pradhan Mantri Suraksha Bima Yojana, Self Help Groups, and others. Financial Inclusion attempts to unlock the country's growth potential by offering financial services to the country's massive, previously unserved population, which is the goal of Financial Inclusion. As part of this research, we'll look at how the SHG programme in Ahmedabad District has been implemented and what effect it has had on respondents' saving habits in connection to PMJDY and demographic characteristics. By drawing straws, it was determined to select 594 SHG members from a Gujarat hamlet as a sample for this initial data collection. In order to analyse the data, the researchers utilised a one-sample test, the chi square test, and the two-tail test.