An Analysis on the Non Performing Assets of Public Sector Banks in India

The objective of this study is to analyse the impact of Priority Sector Lending PSL on Non Performing Assets NPAs of Public Sector Banks PSBs in India. Further, the study investigates the impact of NPAs of PSBs in India on Gross Advances GAs and Net Profitability. The paper also examines the presence of structural break in the relationship between GAs and NPAs of PSBs due to the Financial Crisis, 2007 08. The results show that PSL has a significant impact on NPAs of PSBs. There is a negative impact of NPAs on GAs and NP of PSBs. There is structural break in the relationship between GAs and NPAs due to financial crisis. Catherine Rachel Jacob | Alan Eapen Philip | Rajalakshmi E R "An Analysis on the Non-Performing Assets of Public Sector Banks in India" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-6 | Issue-2 , February 2022, URL: https://www.ijtsrd.com/papers/ijtsrd49271.pdf Paper URL: https://www.ijtsrd.com/management/other/49271/an-analysis-on-the-nonperforming-assets-of-public-sector-banks-in-india/catherine-rachel-jacob