ISSUES OF THE INTERNATIONAL EXPERIENCE OF CREDITING OF AGRICULTURAL FARMS

Agriculture is one of the most important sectors of the production of material goods of the economy, it provides the country's population with high-quality food, and the light and food industry with raw materials. Agriculture is the most complex and labor-intensive sector not only of the agro-industrial complex, but also of the entire economy. The study of international experience in lending to agricultural farms makes it possible to analyze and apply the experience of advanced countries in our country. We consider it necessary to note that at present it is not very correct to point out the negative impact of credit on agricultural products. Due to its characteristics, the agricultural sector is deprived of long-term and medium-term equity and is forced to apply for loans for technical and technological re-equipment. The study of international experience allows us to state that the financing of agricultural farms in different countries occurs according to several scenarios, between which there are no clear boundaries. In each country, different forms of organizing lending to agricultural farms are manifested. The article presents the features of lending to agricultural farms in the international market and the issues related to them. Reforms in that sector, trends and impacts on other sectors of the economy.