Influence of Financial Literacy and Money Attitude to Employees’ Financial Well-Being In the Midst of Pandemic
Journal: THE INTERNATIONAL JOURNAL OF BUSINESS MANAGEMENT AND TECHNOLOGY (Vol.6, No. 2)Publication Date: 2022-04-30
Authors : Jomar Poblacion MBA Jimnanie Anter Manigo DBA;
Page : 14-280
Keywords : MBA – Master in Business Administration; Financial Literacy; Money Attitude and Financial Well-Being; Philippines;
Abstract
This study aimed to determine if financial literacy and money attitude influenced financial well-being. 212 employees of the Local Government Unit of Tagum City were the respondents of this research. The statistical tools used were Mean, Pearson-r, and Regression Analysis. Quantitative non-experimental research utilizing correlational technique with regression analysis was the research design of this paper. Results revealed that the level of financial literacy among employees in terms of financial attitude and financial behavior was high. The level of money attitude towards employees' financial well-being yielded a descriptive equivalent of moderate in terms of, achievement and success, saving concerns and mindful and responsible, financial status and financial literacy worries. For the level of financial well-being of the employees', it yielded a moderate level result in terms of financial anxiety and financial security. There was a positive significant relationship between financial literacy and money attitude to employees' financial well-. However, between the two independent variables, money attitude was the only variable that influenced financial well-being among employees'.
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