Charactaristics of Rotating Savings and Credit Associations (ROSCAs) Participants in Ghana: Evidence from Asunafo North Municipality of Ghana

This study investigates the characteristics of ROSCA participants in Ghana, evidence from Asunafo North Municipality of Ghana. Open and closed ended questionnaire were administered to 400 ROSCA participants. Both purposive and convenient sampling techniques were employed for the study. it was found that females, married individuals, people with no or low level of education, people who are not financially constraint, the poor and people who receives extra financial assistance are the main characteristics of ROSCA participants in Ghana