A STUDY TO ASSESS THE KNOWLEDGE ATTITUDE AND UTILIZATION REGARDING NATIONAL HEALTH INSURANCE SCHEME AMONG HEALTH WORKERS IN SMVMCH, PUDUCHERRY

Background: National Health Insurance Schemes are the various health insurance programs. Some of the health insurance schemes launched by the government over the years, include Ayushman Bharat Yojana, Rashtriya Swasthya Bima Yojana, Central Government Health Scheme and Universal Health Insurance Scheme.A Positive Attitude Adequate knowledge and utilization of National Health Insurance Scheme on the clients/patients will delivered better clinical outcomes. A Study to assess the Knowledge Attitude and Utilization regarding National Health Insurance Scheme among health workers in SMVMCH, Puducherry. Methods: Descriptive cross research design was adopted for this study. Sample size 30. Data were assessed using Demographic variables, Self - Developed Knowledge and Attitude questionnaire, Self-developed Utilization questionnaire. Results: The study findings revealed that Majority of the health workers 23 (76.7%) had moderately adequate level of knowledge and 7(23.3%) had inadequate level of knowledge and the mean and standard deviation level of knowledge towards National Health Insurance Scheme among health workers is (9.07±2.463) respectively. Majority of the health workers 22 (73.3%) had unfavourable attitude and 8(26.7%) had favourable attitude and the mean and standard deviation level of attitude towards National Health Insurance Scheme among health workers is (13.33±5.695) respectively. Majority of the health workers not utilized 25 (83.3%) and 5(16.7%) had utilized the scheme and the mean and standard deviation level of Utilization towards National Health Insurance Scheme among health workers is (41.17±8.363) respectively. chi-square of the demographic variable Age in years and Dietary pattern had shown statistically significant association between the level of attitude regarding National Health Insurance Scheme among health workers with their selected demographic variables.The other demographic variable had not shown statistically significant association the level of attitude regarding National Health Insurance Scheme among health workers with their selected demographic variables respectively.The evident of chi-square of the demographic variable Gender and Residence had shown statistically significant association between the level of Utilization regarding National Health Insurance Scheme among health workers with their selected demographic variables.The other demographic variable had not shown statistically significant association the level of utilization regarding National Health Insurance Scheme among health workers with their selected demographic variables respectively. Conclusion: This study implies that on the content of study investigator have assessed the Knowledge Attitude and Utilization among health workers. It is concluded that the health workers have Moderate knowledge, Unfavorable Attitude and Not Utilized towards National Health Insurance Scheme.