IMPACT OF NPAS ON LONG-TERM SUSTAINABILITY OF BANKS IN ECONOMY: AN OVERVIEW

For Indian banks, the problem of non-performing assets is a serious one. Non-performing assets (NPAs) signify a high probability of many loan defaults, which have a negative impact on the profitability and net worth of the bank and devalue its assets. Banks seem to be performing well in terms of NPA statistics. As a way to eliminate NPAs, the government has attempted a wide range of options. Having zero rate NPAs is exceptionally incomprehensible. However, basically Indian banks can have a go at rivalling unfamiliar banks to keep up with global norm. This paper exhibits the What is NPAs? Different types of NPAs, factors contribute to NPAs, various authors review regarding this study, analysis of Gross, Net NPAs, percentage of Net NPAs to Advances ratios it indicates Asset Quality of banks, graphical analysis of historical bank Indices regarding future sustainability.