FINANCING MODEL OF SHARIA ECONOMY-BASED COFFEE AGROINDUSTRY USING DYNAMIC SYSTEM SIMULATION IN BANDUNG DISTRICT

West Java Province is one of the producers of export quality Arabica coffee, namely Java Preanger Coffee. The problem that often arises in the agricultural sector is that most farmers do not have the funds to make capital. Another problem in agriculture is capital. This can cause crop failure due to a lack of capital so the process of agriculture is delayed and hampered. The aim of the Islamic financing modelling research is to determine the relationship between variables in the Islamic economic-based financing system as well as a comparison between the application of the concept of profit-sharing margins for mudharabah and musyarakah between farmers and Muhammadiyah Branch Managers (PCM) using the system dynamics method using the Powersim Software. System dynamics are defined to address large-scale and complex systems and understand the relationships among behavior in a given system over time and the underlying structures and decision rules. The sharia economy-based coffee agroforestry financing model results in the application of profit sharing that reflects more justice. The principle of profit sharing carried out by PCM is beneficial for both parties who have achieved the principle of justice, by avoiding things that are unlawful. This can be seen from the results of the profits and losses are not on one side. The simulation results can be used as a consideration for decision making for financing coffee agroforestry in Bandung Regency.