AN ANALYTICAL STUDY OF “INCLUSIVE SOCIAL EFFICIENCY” OF THE FAMILIES BENEFITED THROUGH MICROFINANCE WITH REGARDS TO PUNE CITY

India is a developing economy. It is the land of opportunities. It is a country with “unity in diversity.” Due to increasing population and changing needs in the modern lifestyle, it is essential to understand the growing importance of financial literacy, saving patterns, investment options for stability and management of emergencies. India has a large chunk of middle-class group out of total population. Hence, micro-finance plays an important role in this regard. The present study aims to analyze the role of micro-finance and its benefits for families. The study is empirical in nature. The researcher has administered the structured questionnaire and collected primary data of 47 respondents. The data were analyzed and interpreted through descriptive statistics and Pearson Correlation Coefficient test. The study is significant as it deals with the financial inclusion, micro-finance, family finance in Pune City.