THE INFLUENCE OF STATE BANKS OF UKRAINE ON THE KEY INDICATORS OF ECONOMIC DEVELOPMENT IN MODERN CONDITIONS

The article examines the impact of state banks in Ukraine on key economic development indicators in contemporary conditions. Due to significant changes in the financial system and economic environment of the country, state banks play a crucial role in the financial infrastructure and can influence the development of the real sector. The study includes an analysis of the tasks and roles of state banks in financing economic sectors, as well as an examination of the impact of their activities on major economic performance indicators. The authors also analyzed the impact of state banks on the country's financial stability and their role in providing access to financial services for the population. Additionally, the analysis includes the impact of state banks on reducing financial risks and ensuring the stability of the banking system as a whole. Given the complexity and instability of the economic environment, state banks occupy a strategically important position in the country's financial sector, and their actions can be crucial for economic development and stabilization. The article also examines the role of state banks in providing financial support to the real sector of the economy in conditions of military conflict, including their initiatives in financing strategic sectors and socially important projects. Rising risks, reduced economic activity, and uncertainty in financial markets pose serious challenges for banks. In these conditions, the government and financial regulators are obligated to support state banks to ensure the stability of the financial system and preserve bank liquidity. The author emphasizes the importance of implementing advanced technologies and digital tools to support communication with clients and ensure access to financial services in complex conditions of military conflict. It is highlighted that an important aspect of successful operation of state banks in times of war is not only supporting the financial system but also providing financial access for all segments of the population and supporting the development of the real sector of the economy. The overall analysis of the functioning of state banks during a military conflict underscores the need for active risk management, maintaining financial stability, and promoting the development of the banking system in extraordinary circumstances.