Institutional Viability Of The Cooperative In Northern Samar And The Variates Affecting It

Abstract This study attempted to find out the institutional viability of cooperatives in Northern Samar in terms of profitability liquidity and the variates affecting its viability. Thirty-three 33 registered primary cooperatives were the respondents. It adopted descriptive-evaluative research with multiple regression analysis in testing the relationship of the variables. Findings showed that 15 or 45 percent of the primary cooperatives were viable while 18 or 55 percent were not viable in terms of profitability. In terms of liquidity 28 or 85 percent were viable while 5 or 15 percent were non-viable. Results also revealed that the number of years of operation the number of employees and staff the rate of loan repayments and the amount of current authorized share capital significantly affected the viability of Cooperatives. Generally Cooperatives in Northern Samar are less profitable however majority of them are liquid which implies that the services are continuously rendered to the members. Specifically the finding suggests that the absence of participatory and collaborative management efforts of the members and the officials adversely affect the organizational financial viability. Key Words Institutional liquidity profitability. primary cooperativeratiovariates viability