INSURANCE OF CATTLE AS AN EFFECTIVE INSTRUMENT OF ENSURING STABILITY OF AGRICULTURAL ENTERPRISES (ON THE EXAMPLE OF THE ZILAIR MILK" ZILAIRSKY DISTRICT, REPUBLIC OF BASHKORTOSTAN)

Considered insurance of animals (cows) from a lightning strike and death by fire in OOO "Zilair Milk". The two kinds of calculation of an insured event. The first version of which considers the calculation of the insurance sum, insurance premium, insurance benefits through the weight of the animal, the second carrying amount and market value at tariff rates of the insurance company "Rosgosstrakh" . Concluded that insurance is the maintenance of financial efficiency of enterprise.