ELECTRONIC MONEY AND ELECTRONIC PAYMENT SYSTEMS

Digital technologies are rapidly come into our lives that will serve the development of economy and improvement of its elements. This became the basis for the emergence of a new form of money and, as a consequence, improve the payment systems of credit institutions by means of information and computer technologies. Modern payment mechanisms are distinguished by their convenience, high degree of reliability, comfort and speed of obtaining finance, enabling them to easily enter into our daily lives. In this situation, the state of the economy lyubogo development is impossible without a highly efficient system of circulation of money, which would not have used modern payment systems. From the existing payment system in the country largely depends on the efficiency of the financial markets and the banking sector.