THE RESTRUCTURING OF ARREARS , THE LAW "ON INSOLVENCY BANKRUPTCY" - A WAY TO DIALOGUE WITH THE BANK

To date, arrears of lending to individuals is increasing . In this regard, relevant is the question of the return of the overdue loan . The paper examines the impact of the newly adopted law on 10.01.2015 , the insolvency (bankruptcy ) in the retail lending market , as well as loan restructuring.