Improving operating activities of commercial banks in crisis

The article deals with the issues of improving the credit and deposit policy banks in the context of the crisis in the banking sector. Formulated using combined conditions of deposit products, grounded practical approaches to improve the operations of commercial banks in the current circumstances. It is proposed , in particular, the use of combined deposit products and residues management of customer accounts by adjusting the interest rate (for example, ?Ukrsotsbank?).