Comparative Analysis of State and Tendencies of Households Saving of Ukraine

The purpose of the article is analyzing of the state and identifying the trends in household savings of Ukraine compared with other countries. It was confirmed that savings reflects the level of welfare, since savings can afford only those households that satisfy their basic needs for food, providing accommodation, training, recreation and more. The results of the comparative analysis of state and trends in household saving of Ukraine and other countries have been presented. The analysis was made for indicators: gross savings rate; share of households in gross savings in the economy; absolute growth of savings; growth rate of savings; volumes and average rate of savings; net savings in the amount of available household income. The existence of opposite tendencies (and their corresponding conditional two periods) has been established in savings: with the growth of their volumes in the period of 2006-2010 and their decrease in the period of 2011-2015. In the conditionally of the first analyzed period, the level of savings in Ukraine was closer to the level of savings in France, and in the conventional second period - to the level of savings in Japan and Finland. The savings of households in Ukraine over the past two years were at 0.98% of the available income due to the low level of their well-being.