LEARNING AND TRANSFORMATION EFFECT ON FINANCIAL INSTITUTION

This research was conducted to analyze the effect of Strategic Planning, Learning Organization, Transformational Leadership on Company Performance with Competitive Advantage as an Intervening Variable in a Bank. The selection of the model is adjusted to the research gap and the gap phenomenon, namely the target of Net Interest Margin (NIM) in the range of 2-4%. The sampling technique used was purposive sampling 500 Bank officers. Usinganalysis index and path analysis model of AMOS program. The analysis testing the effect with 5% level of significance. The results show Strategic Planning, Learning Organization, and Transformational Leadership have positive and significant effect on Competitive Advantage; Strategic Planning, Learning Organization, and Transformational Leadership have positive and significant effect on Company Performance. Sobel t-test results for intervening mediation detection concluded that the value of the t- Strategic Planning, Competitive Advantage, and Transformational Leadership to Competitive Advantage greater than the t-table with a significant 0.05, meaning that there was a mediating effect.