Monitoring of the Financial Security State’s of the Households and its Impact on the Ukraine’s Financial Security Level

Introduction. In the current conditions of unstable economic situation in the country, the impact of the COVID-19 pandemic, quarantine restrictions in the lives of citizens and business, it is necessary that the country's financial system can quickly adapt to changing conditions and minimize possible negative impacts. This is due to the development of effective ways to strengthen the financial security of households and the financial security of the state. The current situation in the world and the country creates both additional opportunities to strengthen the financial security of households and financial security of the state, and new threats, so there is a need to monitor the financial security of households and study its impact on financial security of Ukraine. Purpose. The main purpose of the article is monitoring the state of financial security of households and its impact on the level of financial security of the state in modern non-standard conditions. Results. The state of financial security of households and its impact on the level of financial security of Ukraine was monitored. The dynamics of the number of households in Ukraine is studied. The main factors influencing the level of financial security of households depending on the area of origin are considered and their dynamics during the analyzed period are analyzed. The dynamics of the level of financial security of the state and the index of human development is studied. Conclusions. The hypothesis of the influence on the dependent variable – the level of financial security of Ukraine of independent indicators (human development index and GDP per capita), which affect its formation and strength and characterize the state of financial security of households. It is substantiated that there is a direct connection between independent and dependent variables. It is proved that the developed model according to Fisher's F-test is adequate. Mathematically, there is a strong relationship between independent and dependent variables, which confirms the feasibility of implementing measures to increase the level of financial security of households in modern conditions and, accordingly, the indicators that shape this level to ensure the financial security of Ukraine.