The Effect of Character, Capacity, Capital, Collateral, Condition of Economic and Constraints on Credit Giving Decisions

This study aims to determine the effect of character, capacity, capital, collateral, condition of economic and constraint (the six cs analysis of credit) on the decision to grant credit by the Denpasar city LPD to customers in the city of Denpasar. The data sources used are primary data and secondary data. Data collection methods are interviews and questionnaires. The data analysis technique used is descriptive quantitative using the SPSS 23.00 application as an analysis tool. The results of this study indicate that the decision to give credit (Y) by LPD in Denpasar city is strongly effected by character (X), capacity (X2), capital (X3), collateral (X4), condition of economic (X5) and constraint (X6). Capacity (X2) is the thing that has the most dominant effect, namely the percentage of 52.4 %.