The Effect of Electronic Banking on the Operations of Deposit Money Banks in Nigeria 2006 2020

The main aim of this study was to examine the effect of electronic banking on the operational performance of deposit money banks in Nigeria. Specifically, it sought to determine the effect of automated teller machine transactions, electronic mobile banking transactions, point of sale terminals transactions on the operational performance of deposit money banks in Nigeria. The study adopted the ex post facto research design and covered the period from 2006 to 2020. Ordinary least square regression and Granger Causality tool was used for the analysis of the data obtained. The results of the study reveal that automated teller machine transactions have positive and significant effect on the operational performance of Deposit money banks in Nigeria while both point of sale terminal transaction and mobile banking transactions have negative and insignificant effects on the operational performance of Deposit money banks in Nigeria. The study recommends that Deposit money banks and monetary authorities should sensitize the banking public on the proper use of electronic banking transactions to lessen the frequent cases of errors, fraud and malfunction. Osakwe Charity Ifunanya | Ezeaku Chisom Njideka "The Effect of Electronic Banking on the Operations of Deposit Money Banks in Nigeria (2006-2020)" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-6 | Issue-4 , June 2022, URL: https://www.ijtsrd.com/papers/ijtsrd50220.pdf Paper URL: https://www.ijtsrd.com/management/accounting-and-finance/50220/the-effect-of-electronic-banking-on-the-operations-of-deposit-money-banks-in-nigeria-20062020/osakwe-charity-ifunanya