Profitability Determinants in Banking Companies Listed on the Indonesia Stock Exchange

— This study aims to analyze the effect of CAR, NPL, LDR, and BOPO on Banking Profitability using ROA in banking companies listed on the IDX for the 2016-2021 period. This research is a type of quantitative research using secondary data. Determination of the sample using a purposive sampling method with a total of 7 banking companies included in the BUKU IV category for 6 years and obtained 42 data, which was obtained through the official website of the Indonesia Stock Exchange (www.idx.co.id). The research method uses multiple linear regression analysis. The results of the study using the t-test obtained partial results that the CAR variable had a significant negative effect, while the NPL and LDR variables had a positive and insignificant effect, and the BOPO variable had a significant negative effect. Meanwhile, simultaneously the CAR, NPL, LDR, and BOPO variables have a significant effect on profitability