IMPLEMENTATION OF FINANCIAL LITERACY ON COMMUNITY FINANCIAL MANAGEMENT IN TOMOHON CITY

During the current pandemic, people are required to be able to manage their finances well in order to survive difficult times when facing difficult situations. However, in reality, not a few people still have difficulty in managing their finances due to lack of knowledge about good financial management, so that many people suffer from economic downturns that have even more severe impacts on the decline in the level of community welfare in the City of Tomohon. This study aims to determine and analyze the extent to which the implementation of financial literacy on the financial management of the people in the city of Tomohon. This research is quantitative research using multiple linear regression analysis method. Based on the results of the analysis, financial literacy has a significant and positive effect on people's financial management, so with high financial literacy, one can form wise financial behavior and effective financial management.