BARRIERS TO ACCESSING BANK LOANS: AN ANALYSIS OF CAUSES AND IMPACTS ON LOW-INCOME CITIZENS IN TANZANIA

This study aims to explore the barriers that prevent low-income citizens in Tanzania from accessing bank loans, with the focus of identifying the underlying causes and evaluating the socio-economic impacts. Using a mixed-methods approach, the research combines survey of 200 low-income individuals and interviews with bank officials to gather both qualitative and quantitative data.