METHODS OF THE BANK CREDIT PORTFOLIO MANAGEMENT

It is defined, that as the main parameters of a bank’s credit portfolio are profitability and risks. Therefore, the main objective of of a bank’s credit portfolio management is ensuring the maximum profitability at the admissible risks level. Determined are the peculiarities of selecting the method of pricing on credit, taking into account external and internal factors. The study suggests stages the bank’s credit portfolio risks assessment, based on using the method of coefficients in the process of the credit activity analysis and on calculating the integrated indicator of the bank’s credit risks. The assessment of the bank’s activity at each stage of the credit process is given.