Improving Risk Management of Banks for Agro-Industry LoansJournal: Collection of Scientific Works of Kirovohrad National Technical University. Economic Sciences (Vol.29, No. 1)
Publication Date: 2016-06-06
Authors : Ragima Bayramova;
Page : 134-143
Keywords : bank risk; credit; risk management; banking; diversification; insurance; uncertainty;
The purpose of the research is to study specific characteristics of credit risks related lending agro-industry producers, loan assessment and management. The article describes the tendencies of development of banking risk management tools in lending agro-industrial enterprises, development of the basic directions of lowering risk and increasing the efficiency of lending agro-producers today. At the same time, to analyze the methodological approach for the development of the bank's credit strategy emanating from the requirements of public policy to support agriculture. It is important to use risk minimization and elimination to improve efficiency in the agricultural sector under these conditions. Since risk management systems like a preliminary assessment and justified use of credit can provide an escape from the big losses of agricultural business entities.
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