ANALYSIS OF NON PERFORMING ASSETS IN PUBLIC SECTOR BANKS OF INDIA

The Banks being the mobiliser of finances of different sectors of economy, are expected to be strong enough to withstand the shocks like inflation, depression etc. and to cushion the other financial Institutions along with industries and common people against financial crisis. The Public Sector Banks having a large stake of the Government in their Capital structure are preferred by the commoners often. In this context, this paper tries to depict both the Gross Non Performing Asset and Net Non Performing Asset position of Public Sector Banks in India and attempts to find whether there is any significant difference among them. This paper also tries to show the impact of GNPA on Net Profit of the selected banks for the last 5 years..