PROBLEMS OF CREDITING OF SMALL AND MEDIUM-SIZED ENTERPRISES: A SURVEY OF TYUMEN ENTREPRENEURS

The need to develop small businesses, increase the number of participating citizens is due to the understanding of the importance of this form of entrepreneurship as a valuable social resource and as a factor of economic growth. Experience in the development of the economy prosperous countries demonstrates the positive impact small businesses in various indicators of the national economy, the formation of the optimal social structure of postindus- trial type. At the same time, Russia's business entities in the organization and development businesses face many different obstacles, one of which is the inefficiency of the credit system. The article presents the results of a survey of entrepreneurs in Tyumen, reflecting problems in the banking lending business activities