PROBLEMATIC CREDIT BEHAVIOR OF RUSSIANS: ANALYSIS OF METHODOLOGICAL EXPERIENCE

In the future, this will help financial institutions implement an effective credit policy that will not be burdened by massive defaults on the part of borrowers, and psychological counseling centers will provide informed recommendations to specific groups of the population about apparent (possible) depressed borrowing in the short term, In 65% of cases, Russians accept the credit under the influence of irrational impulses, oriented in the majority of cases to demonstrative behavior.