RISKS OF RUSSIAN BANKING SYSTEM

Reduction or lack of economic growth in many countries leads to increased risks in the banking sector. The situation in Russia is also determined by the existing internal problems in its sectors and industries. Dominant problems are: poor banking sector development, as well as the low level of availability to the banking services for legal entities. Banking sector is not fulfilling the investor role in the financing and development of the economy. A high percentage of loans do not allow producers to expand production. All mentioned increases risks in the banking sector of national economy. The article considers the market risk in the banking sector of the Russian economy, which is associated with the crisis in global financial markets (especially in the EU and the USA). In work the reasons of credit risks in the Russian banks, which are caused generally by borrower non-payments for the obligations are defined.