EPISTEMOLOGICAL ASPECTS OF THE MICROFINANCE PROCESS

Starting from the various definitions of microfinance in terms of epistemological given by the best specialists of our century and together with my views concerning the species microfinance through this paper will define finance as one general and microfinance for local communities as a species of funding. Regarding to the sociological aspects if we were to transpose the essential features mentioned by Peter Berger (1963) that: to "see the general in particular" and the ability "to see what is unusual in the familiar" I can say that microfinance is a species an overall financing. In the microfinance approach is bottom-up social change of the challenge in the current context of social and financial inclusion: give money directly to small entrepreneurs who want to start the business on. A great father of microfinance is Muhammad Yunus, Nobel laureate in 2006, which contributed actively and directly in the development of microfinance mechanisms. We are currently witnessing such initiatives around the world with very surprisingly good results in Africa and Asia, which currently contributes to financial inclusion and social policy at international level.