A COMPARATIVE STUDY OF NPA IN HDFC & OBC BANK

Managing an account part in India is a rising area. It advances sparing propensities and in addition supports business people for credits. The motivation behind the study is to comprehend the working of NPA in summit Private Sector bank and how to lessen NPA. For this we can utilize proportion investigation and relationship. Gross NPA proportion is utilized to check whether the bank's gross NPA are expanding. It is showing that the bank is including a crisp load of awful credits. It would mean the bank is either not practicing enough bringing on when offering credits or it is excessively careless regarding catching up with borrowers on auspicious reimbursements. Net NPA mirrors the execution of banks. An abnormal state of NPAs proposes high likelihood of countless defaults that influence the benefit and total assets of banks furthermore wear out the estimation of the advantage. Advances and advances generally speak to the biggest resource of a large portion of the bank. It screens nature of the bank's credit portfolio.